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One way I find that I save money is to join alot of sites that give away free things; attend events ...
ashley
[windsor ON ]»
I do what everyone does such as saving coupons and such and when i wanted to purchase something at s...
Jennifer
[montreal QC ]»
All great ideas which I do, even hairdressing schools where I live get a hair cut for about $5 & I u...
Michael
[Stratford ON ]»
I keep an eye out for clearance sales. I also collect coupons. I recently bought 4 bottles of a sh...
Leonora
[Sorrento BC ]»
Put something on layaway for a day or 2, if its really needed, procede with the purchase. If it tur...
Jan
[Peace River AB ]»
Look for Organizations that offer assistance to those who need it. I recently applied to the Canadi...
John
[Keswick ON ]»
I tend to group my travels so that I use less gas. If Im going to the grocery store, Ill also go to...
Lorraine
[Chase BC ]»
I go online and find every coupon I can for things I know I will use. I look through newspapers and ...
Donna
[Windsor ON ]»
The way that I save money is by using coupons for all the items that you want. I have a coupon file...
Deborah
[Sydney NS ]»
Pretty good advice. I have just recently been getting my hair cut from a "trainee", seriously less ...
vicky
[mississauga ON ]»
We have a Vacation Fund jar that we try to contribute money to through the year. We roll the change ...
Christine
[Brantford ON ]»
I was told this when I was young: 1. Do I want It? Yes. 2. Can I afford it? Maybe. 3. Can I do witho...
Pauline
[Harden NSW ]»
I have always been a hopeless saver and in the world of sales I have been worse. However we told bot...
JOY
[LOGAN VILLAGE QLD ]»
eBay is great to sell, but be aware of buying by getting excited to get the goods and pay more then ...
Jürg
[Willoughby NSW ]»
I have to say after reading number 4 I can’t help but to think back to all the things I have b...
Krislyn
[Winnipeg MB ]»
Taking advice is not very easy, especially one on saving money. These tips really are great though....
Somagandhi (Nalani)
[Moreleta Park GT ]»
Saving money can be difficult these days, especially when it seems we’re constantly shelling out for the kids, the car, the bills, the house, etc. So it’s not surprising to learn in the past several years, Australian households have been spending and borrowing in excess of their disposable income. With this in mind, here are a few simple changes we can make in our daily lives to help us save more money:
1. Pay yourself first
You’ve probably heard this one like a broken record, but that’s because it works. Decide how much money you can afford to part with each time you get paid. Maybe it’s only $10 or $15 a month, but remember, it adds up over time. Have this money automatically transferred into a separate savings account. You won’t even miss it, and before long, you’ll have a nice tidy sum.
2. Clean out the clutter and sell it on eBay
Consider the old adage, “one (wo)man’s junk is another (wo)man’s treasure.” Selling items in an online auction on eBay is a great way to get rid of old clothes or things from around the house you no longer use. Best of all, you can do it from the comfort of your own home.
3. Buy your produce from the market
If you can tolerate the hustle and bustle of a crowd, your local market is a great way to get fruits and veg on the cheap. Sometimes they go for as little as half the supermarket price! Plus, you’re helping support local farmers.
4. “Do I really need this?”
This question can sometimes be one of the hardest to ask yourself, especially if the item in question is on sale. But if it’s something you don’t really need or can at least live without for a while, try to avoid the unnecessary spending. It’s probably best to put it back on the shelf and walk away…quickly.
5. Try online grocery shopping
Not all supermarkets offer this service, but if you’re lucky enough to be within delivery distance of one that does, it can be a godsend on the pocketbook. Even with the delivery charges, the money you’ll save from avoiding those impulse buys makes it all worthwhile!
6. Save your change
Remember that little piggy bank you had when you were a kid? Well, it’s time to dust it off and start collecting shrapnel. At the end of every day, make it a habit to put your loose change in a jar. Then deposit it in the bank at the end of every month. You’ll be surprised how much it adds up.
7. Host a clothes trading party
Invite over your girlfriends and have them bring over clothes and accessories they like, but are sick of wearing. Then swap! Everyone will have new outfits without having spent a dollar. You can also try swapping kids clothing or toys.
8. Cut out exorbitant hair expenses
Most women are willing to spend a fortune on their hair. You can save a fortune by switching to a hair salon that offers cuts from hairdressers-in-training. Believe it or not, it’s not as scary as it sounds. The trainees are under supervision from senior staff the whole time, so you’ll get a cut that’s just as good as a regular hairdresser would give, but for a fraction of the cost.
1 Source: Australian Bureau of Statistics - Gross Household Disposable Income Net & Final Household Consumption Expenditure 1995-2005
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